Effective Date: 31.07.2026
- Introduction
This Cookie Policy explains how FINANGRAM ("FINANGRAM", "we", "our", or "us") uses cookies and similar technologies on the FINANGRAM website, mobile applications, and related services (collectively, the "Platform").
This Cookie Policy should be read together with our Privacy Policy and Terms of Use.
- What Are Cookies?
Cookies are small text files stored on your device when you visit a website.
In addition to cookies, the Platform may use similar technologies, including:
- local storage;
- session storage;
- software development kits (SDKs);
- mobile device identifiers;
- Firebase Installation IDs;
- push notification tokens (such as Firebase Cloud Messaging (FCM) tokens);
- other technologies that help recognize your device or remember preferences.
For simplicity, this Policy refers to all such technologies collectively as "Cookies."
- Why We Use Cookies
We use Cookies to:
- operate and secure the Platform;
- remember user preferences;
- maintain user sessions;
- authenticate users;
- improve Platform performance;
- analyze usage and performance;
- deliver requested functionality;
- detect errors and technical issues;
- protect against fraud and abuse.
- Types of Cookies We Use
Strictly Necessary Cookies
These Cookies are essential for the operation of the Platform.
They enable functions such as:
- user authentication;
- account security;
- session management;
- subscription verification;
- load balancing.
Without these Cookies, some services may not function properly.
Functional Cookies
These Cookies remember choices you make, such as:
- language;
- interface preferences;
- notification settings;
- display options.
Analytics Cookies
Where enabled, analytics technologies help us understand:
- how users interact with the Platform;
- which features are used most frequently;
- application stability;
- performance issues.
Analytics information is generally collected in aggregated or pseudonymized form.
Performance Cookies
Performance Cookies help us:
- improve loading speed;
- identify technical problems;
- optimize system resources;
- improve reliability.
- Mobile Applications
Mobile applications may not use traditional browser cookies.
Instead, they may use technologies that perform similar functions, including:
- Firebase services;
- secure local storage;
- device identifiers;
- application instance identifiers;
- push notification tokens.
These technologies are covered by this Cookie Policy.
- Third-Party Services
The Platform may use services provided by trusted third parties, including, where applicable:
- Google Firebase;
- Google Cloud;
- Apple services;
- Google Play services;
- payment providers;
- analytics providers;
- hosting providers.
These providers may place or access their own cookies or similar technologies in accordance with their own privacy policies.
- Managing Cookies
Most web browsers allow you to:
- delete cookies;
- block cookies;
- receive notifications before cookies are stored;
- manage cookie preferences.
Please note that disabling certain Cookies may affect the functionality of the Platform.
For mobile applications, similar controls may be available through your device or operating system settings.
- Cookie Retention
Some Cookies are deleted when your browsing session ends.
Others remain on your device until they expire or are manually deleted.
Retention periods vary depending on the purpose of each Cookie.
- Changes to this Cookie Policy
We may update this Cookie Policy from time to time.
The updated version becomes effective upon publication unless otherwise stated.
- Contact
If you have questions regarding this Cookie Policy, please contact us using the contact information available on the Platform.