Privacy Policy

Effective Date: 31.07.2026

  1. Introduction

FINANGRAM ("FINANGRAM", "we", "our", or "us") respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains what information we collect, how we use it, how we store it, and what rights you have when using the FINANGRAM website, mobile applications, and related services (collectively, the "Platform").

By using the Platform, you acknowledge that you have read and understood this Privacy Policy.

  1. Information We Collect

Depending on how you use the Platform, we may collect the following categories of information.

Account Information

When you create an account, we may collect:

  • name or display name (if provided);
  • email address;
  • encrypted authentication credentials managed through Firebase Authentication or another authentication provider;
  • account creation date;
  • account status.

Subscription Information

If you purchase a subscription, we may receive information necessary to verify your subscription status, including:

  • subscription type;
  • subscription start and expiration dates;
  • purchase platform;
  • transaction identifiers.

FINANGRAM does not receive or store your full payment card details.

Payments are processed by Apple, Google, Stripe, or other authorized payment providers.

Device Information

We may automatically collect information such as:

  • device model;
  • operating system;
  • application version;
  • language settings;
  • time zone;
  • unique device identifiers;
  • push notification token (FCM or equivalent).

Usage Information

We may collect information about how you interact with the Platform, including:

  • viewed content;
  • pages visited;
  • features used;
  • session duration;
  • app interactions;
  • crash reports;
  • diagnostics.

Communications

If you contact us, we may collect:

  • your email;
  • correspondence;
  • support requests;
  • attachments you voluntarily provide.
  1. How We Use Your Information

We use your information to:

  • create and manage your account;
  • authenticate users;
  • provide subscription services;
  • deliver content;
  • send push notifications;
  • improve Platform performance;
  • respond to support requests;
  • detect fraud and abuse;
  • comply with legal obligations;
  • protect Platform security.
  1. AI Features

Some Platform features use artificial intelligence technologies.

User account information is not used to train public AI models.

Where AI services process data, such processing is limited to providing Platform functionality.

  1. Push Notifications

If you enable notifications, we may send notifications regarding:

  • new blog posts;
  • market news;
  • watchlists;
  • trading ideas;
  • investment ideas;
  • analytical publications;
  • service announcements.

You may disable notifications at any time in your device settings.

  1. Sharing Information

We do not sell your personal information.

We may share limited information with trusted service providers solely for operating the Platform.

These providers may include:

  • Firebase;
  • Google Cloud;
  • Apple;
  • Google Play;
  • Stripe;
  • hosting providers;
  • analytics providers;
  • customer support providers.

Each provider processes information under its own privacy policy and contractual obligations.

  1. Legal Requirements

We may disclose information where required:

  • by law;
  • by court order;
  • by governmental authorities;
  • to protect legal rights;
  • to prevent fraud;
  • to protect users or Platform security.
  1. International Transfers

Your information may be processed in countries other than your country of residence.

Where required, appropriate safeguards are implemented to protect personal data.

  1. Data Retention

We retain personal information only for as long as necessary to:

  • maintain your account;
  • provide services;
  • comply with legal obligations;
  • resolve disputes;
  • enforce agreements.

Inactive accounts may eventually be deleted in accordance with internal retention policies.

  1. Security

We implement reasonable technical and organizational measures designed to protect personal information.

However, no method of transmission or storage is completely secure.

We cannot guarantee absolute security.

  1. Your Rights

Depending on applicable law, you may have the right to:

  • access your personal information;
  • correct inaccurate information;
  • delete your account;
  • withdraw consent where applicable;
  • object to certain processing;
  • request data portability;
  • restrict processing.

Requests may be submitted using the contact information below.

  1. Children's Privacy

The Platform is not intended for individuals under 18 years of age.

We do not knowingly collect personal information from children.

  1. Third-Party Services

The Platform may contain links to third-party websites or services.

Their privacy practices are governed by their own privacy policies.

FINANGRAM is not responsible for those policies.

  1. Changes to this Policy

We may update this Privacy Policy periodically.

The revised version becomes effective upon publication unless otherwise stated.

  1. Contact

If you have questions regarding this Privacy Policy, please contact us using the contact information provided on the Platform.